How We Work

Our firm specializes in helping individuals develop sound retirement strategies. if you are approaching retirement or if you are retired please take the time to explore our website and the wealth of information we offer. We offer personalized, hands-on service. We educate our clients about financial concepts and products, and take the mystery out of investing, insurance, estate conservation, and preserving wealth.

If you are serious about your financial future you should know the ANSWERS to these four questions . . .

  • What rate of return do you have to earn on your savings and investment dollars to be
    able to retire at your current standard of living and have your money last as long as you do?
  • How much do you need to save on a monthly or annual basis to be able to retire at
    your current standard of living and have your money last as long as you do?
  • Doing what you are currently doing, how long will you have to work to be able to
    retire and live your current lifestyle till life expectancy?
  • If you don’t do anything different than you are doing today, how much will you have to reduce your standard of living at retirement for your money to last to your life expectancy?

I can give you these answers in less than 15 minutes. When do you want to know?

Request your free consultation today and get answers to these questions.



Educational IRA

Traditional IRA

Roth IRA


Simple IRA

Brokerage Accounts

Treasury Bills

Government Securities

Financial Planning

Retirement Plans

401(k) Planning

403(b) Planning

College Plans

Estate Plans

Money Purchasing Plans


Disability Income Insurance

Life Insurance

Long-Term-Care Insurance

Small Company*

Group Life

Short Term Disability

Long Term Disability 

* as few as two employees which can be husband & wife as long as spouse or other is on the payroll.

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.

LThomas@TotalAssetDesign.Com |  (508) 699-3080